Within 5-10 years of retiring? Catalano Financial is a fiduciary advisor in The Woodlands, Texas who works directly with your CPA to coordinate tax strategy, so your retirement income, taxes, and investments align. Unlike product-focused advisors, an RIA is required to put your interests first.
Category: Financial Planning
Why Should Your Financial Advisor Collaborate With Your CPA, Attorney and Other Professionals?
Financial planning rarely happens in isolation. Your financial advisor, CPA and attorney may each play an important role in your financial life—but they shouldn’t necessarily be working in isolation from one another. Your investments can affect your taxes. Your estate plan can affect how assets ultimately pass to your family. Insurance decisions may affect your […]
Comprehensive Financial Plan Cost in 2026: Advisor vs DIY
Comprehensive financial planning fees vary by advisor and model. Most one-time plans cost $2,500 to $6,000, while annual retainers average $6,815 in 2026. Hiring an advisor costs more upfront but saves time and eliminates guesswork compared to DIY planning.
401(k) Rollover Penalties: What Actually Triggers Them
Moving old 401(k)s from past jobs into an IRA or annuity requires knowing which methods trigger penalties. The biggest mistake happens with indirect rollovers, where a 20% withholding and 60-day deadline create a tax trap most people miss.
How Much Does Financial Planning Cost? (2026 Pricing)
Financial planning costs vary by service and complexity. Catalano Financial offers transparent pricing from a $500 Financial Roadmap for initial planning, $6,000 Comprehensive Financial Planning, and ongoing investment management from 1.25% annually, all laid out plainly so you know what to expect.
Financial Planning for Business Owners in The Woodlands, TX
Catalano Financial helps business owners in The Woodlands, Texas bring wealth management and cash flow planning under one coordinated strategy. Managing member Peter Catalano works with business owners to organize accumulated assets, connect them to household and company cash flow, and integrate investment, tax, retirement, and succession planning as interdependent pieces rather than separate conversations.
What to Expect in Your First Financial Planning Meeting
Sitting down with a financial planner for the first time can feel uncertain. This page walks you through exactly what happens in that first meeting, what documents to bring, and why your planner will ask more questions than give answers during the initial session.
Independent Financial Planners in The Woodlands, TX vs. National Brokerages
National brokerages route your account through rotating advisors and push house-brand products. Independent Registered Investment Advisors (RIAs) in The Woodlands, TX build comprehensive financial plans using low-cost ETFs, and you work directly with the planner who knows your situation year after year.
The Benefits of Rolling Over Your 401(k)
If you’ve changed jobs throughout your career, you might have several 401(k) accounts left with previous employers. While it’s common to leave these accounts untouched, rolling over your 401K into an Individual Retirement Account (IRA) can provide greater control, flexibility, and a more strategic approach to your retirement planning. At Catalano Financial, we specialize in […]
What does a financial planner do for you?
What is a financial planner? When it comes to managing your finances, having a clear plan is crucial. Whether you’re navigating retirement, saving for a child’s education, or simply striving for financial security, a financial planner can be your greatest ally. But what exactly does a financial planner do for you? Let’s break it down. […]