Financial planning should bring the pieces together.
Catalano Financial is an independent financial advisory firm located in The Woodlands, Texas, founded by Peter Catalano, ChFC®, CLU®.
We help individuals, families, retirees and business owners with financial planning, investment and wealth management, retirement income planning, 401(k) rollover decisions and financial planning for business owners.
Our approach brings investments, retirement, taxes, insurance and other important financial priorities together into one coordinated strategy.
It begins with a simple question:
What does your money need to accomplish for you?
From there, we help organize the pieces and build a strategy around your goals, your priorities and the life you want to create.
Financial Planning in The Woodlands
Good financial planning isn’t about accumulating more financial products. It’s about understanding how the decisions you make in one area affect everything else.
Catalano Financial helps clients coordinate decisions involving:
Financial Planning
Organizing your financial life and creating a clear strategy around your goals.
Investment & Wealth Management
Building and managing an investment strategy designed around your objectives, time horizon, risk tolerance and overall financial plan.
Retirement Income Planning
Coordinating investments, Social Security, pensions, taxes, insurance and other resources to help turn accumulated assets into sustainable retirement income.
Financial Planning for Business Owners
Connecting the financial decisions inside your business with the goals you have for yourself and your family.
401(k) & Retirement Plan Consulting
Helping business owners evaluate retirement-plan strategies for themselves, their businesses and their employees.
Business Sale & Exit Planning
Preparing for the financial decisions surrounding one of the largest transitions a business owner may ever make.
Who Does Catalano Financial Work With?
We work especially well with people who have accumulated meaningful financial resources but don’t want to personally manage every financial decision.
Many of our clients are:
- Individuals and families approaching or already in retirement
- Professionals and executives
- Business owners
- People changing jobs or evaluating a 401(k) rollover
- Families looking for an ongoing financial advisor
- Business owners preparing for succession or an eventual sale
They don’t necessarily need more complexity.
They often need someone who can understand the whole picture, help them evaluate their choices and keep the pieces working together.
Is Catalano Financial a Fiduciary?
Catalano Financial is a Texas-registered investment adviser. When providing investment advisory services, Catalano Financial is subject to fiduciary obligations applicable to its advisory relationship with clients.
Peter Catalano is also a licensed insurance professional. Certain insurance products may pay commissions when purchased. We believe clients should understand how their advisor is compensated and whether a recommendation involves an advisory fee, insurance commission or other compensation.
Questions about compensation are welcome. Transparency should be part of choosing a financial advisor.
How Does Catalano Financial Get Paid?
Compensation depends on the type of relationship and services provided.
Catalano Financial offers financial planning and investment advisory services for fees. Peter Catalano also holds insurance licenses, and insurance transactions may result in commissions paid by the insurance company.
Before engaging Catalano Financial, clients should understand the services being provided, the applicable fees or compensation, and any potential conflicts of interest.
Additional information about Catalano Financial, its services, fees and potential conflicts is available in the firm’s regulatory disclosure documents.
Meet Peter Catalano, ChFC®, CLU®
Meet Peter Catalano, ChFC®, CLU®
Peter Catalano is the founder and financial advisor at Catalano Financial in The Woodlands, Texas. He has worked in financial services for more than 30 years.
Peter holds the Chartered Financial Consultant® (ChFC®) and Chartered Life Underwriter® (CLU®) designations from The American College of Financial Services.
His approach to financial planning reflects something he’s learned over decades of working with clients:
“It’s not about the money—it’s the emotion behind the money.”
The numbers matter. But financial decisions also involve family, security, independence, fear, opportunity and the life someone hopes to build. Good financial planning needs to account for both.
Learn more about Peter Catalano →
Questions People Ask a Financial Advisor
Should I roll over my old 401(k)?
Moving old 401(k)s from past jobs into an IRA or annuity requires knowing which methods trigger penalties. The biggest mistake happens with indirect rollovers, where a 20% withholding and 60-day deadline create a tax trap most people miss. Read More.
How much does financial planning cost?
Financial planning costs vary by service and complexity. Catalano Financial offers transparent pricing from a $500 Financial Roadmap for initial planning, $6,000 Comprehensive Financial Planning, and ongoing investment management from 1.25% annually, all laid out plainly so you know what to expect. Read More.
What are the pros and cons of an annuity?
Advisors give conflicting answers on annuities because they describe different tools and have different incentives. This page breaks down the honest advantages, drawbacks, annuity types, and when one actually fits your retirement income plan. Read More
Visit Catalano Financial in The Woodlands
Catalano Financial serves clients in The Woodlands, greater Houston and other locations where the firm is appropriately registered or otherwise permitted to provide advisory services.
Meetings are available by appointment, including virtual meetings when appropriate.
Catalano Financial
1095 Evergreen Circle, Suite 200
The Woodlands, Texas 77380
832-696-0990
Choosing a financial advisor is a personal decision. Ask questions. Understand how the advisor works and gets paid. Make sure the relationship fits what you’re looking for.
If you’d like to learn more about Catalano Financial and see whether we’re a good fit, let’s have a conversation.
If you’re looking for a financial advisor in The Woodlands, we invite you to learn more about how Catalano Financial works and decide whether we’re a good fit.